Terms of Use

Effective Date: 12th day of June 2026

These Terms of Use ("Terms and Conditions") govern your access to and use of Visuahealth Market (vhmart.online). By accessing, browsing, registering on, or otherwise using the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any provision of these Terms, you must immediately discontinue use of the Website.

1. Eligibility

By accessing or using the Website, you represent and warrant that: a. You are at least eighteen (18) years of age or have obtained the consent of a parent or legal guardian; b. You possess the legal capacity to enter into binding agreements; c. You will use the Website in compliance with all applicable laws and regulations.

2. Purpose of the Website

The Website is an informational healthcare and referral platform designed to provide users with information relating to healthcare, wellness, medical products, pharmacies, healthcare providers, insurance providers, diagnostic centres, laboratories, and related services.

The Website may provide links, referrals, recommendations, advertisements, sponsored content, affiliate links, or other connections to independent third-party providers.

Unless expressly stated otherwise, the Website does not manufacture, sell, dispense, prescribe, distribute, or directly provide medical products, medications, healthcare services, treatments, or professional medical advice.

3. No Medical Advice

All content made available on the Website is provided solely for informational and educational purposes.

The Website does not provide: medical advice, medical diagnosis, treatment recommendations, healthcare services, or emergency medical assistance.

Nothing contained on the Website shall be interpreted as a substitute for professional medical consultation, diagnosis, treatment, or healthcare services. Users should always consult a qualified healthcare professional regarding any medical condition, diagnosis, treatment, medication, or healthcare decision.

The Website does not recommend self-diagnosis or self-treatment. If you believe you are experiencing a medical emergency, contact emergency services or seek immediate professional medical attention. Your reliance on any information contained on the Website is entirely at your own risk.

4. Third-Party Services and External Links

The Website may contain links to third-party websites, products, services, pharmacies, healthcare providers, insurance providers, laboratories, diagnostic centres, or other independent service providers.

You acknowledge and agree that: a. The Website does not own, control, manage, supervise, or operate any third-party provider; b. The Website does not verify, endorse, guarantee, warrant, or certify any third-party provider, product, service, information, pricing, availability, effectiveness, legality, or suitability; c. Any transaction, consultation, purchase, appointment, subscription, engagement, or interaction between a user and a third-party provider is solely between the user and the relevant third party; d. The Website is not a party to any agreement entered into between users and third-party providers; e. The Website shall not be responsible or liable for any loss, damage, injury, delay, adverse reaction, negligence, malpractice, breach of contract, fraud, misrepresentation, defective products, or disputes arising from interactions with third parties.

Users are encouraged to independently evaluate and verify any third-party provider before engaging with them.

5. Affiliate Disclosure

The Website may participate in affiliate marketing programmes, referral programmes, sponsorship arrangements, advertising partnerships, and other commercial relationships. Accordingly, the Website may receive commissions, referral fees, advertising revenue, or other forms of compensation when users click on links, purchase products, subscribe to services, or engage with third-party providers through the Website. Such compensation shall not constitute an endorsement, recommendation, guarantee, certification, or warranty regarding any third-party product or service.

6. User Accounts

Where account registration is required, users agree to: a. Provide accurate, current, and complete information; b. Maintain the confidentiality of account credentials; c. Promptly update information where necessary; d. Immediately notify the Website of any unauthorised use of an account.

Users are solely responsible for activities conducted through their accounts.

7. User Responsibilities

Users are solely responsible for: a. Conducting independent due diligence before purchasing or using any product or service; b. Reviewing third-party terms, privacy policies, refund policies, and regulatory disclosures; c. Seeking professional healthcare advice where appropriate; d. Ensuring compliance with applicable laws and regulations within their jurisdiction; e. Making informed healthcare decisions based on independent professional advice.

8. Acceptable Use Policy

Users agree not to: a. Use the Website for any unlawful, fraudulent, deceptive, harmful, or abusive purpose; b. Submit false, inaccurate, or misleading information; c. Upload, transmit, publish, or distribute unlawful, defamatory, obscene, threatening, discriminatory, hateful, or harmful content; d. Impersonate any person or entity; e. Attempt to gain unauthorised access to any portion of the Website, server, network, database, or user account; f. Interfere with the proper functioning, security, integrity, or availability of the Website; g. Introduce viruses, malware, spyware, ransomware, bots, malicious scripts, or harmful code; h. Harvest, collect, or misuse personal information belonging to others; i. Reverse engineer, decompile, copy, reproduce, modify, distribute, or exploit any portion of the Website without authorisation; j. Use automated tools, bots, crawlers, scrapers, or data-mining technologies without prior written consent.

9. User-Generated Content

Where users are permitted to submit reviews, comments, testimonials, feedback, inquiries, or other content, users warrant that such content: a. Is truthful and accurate; b. Does not violate any law; c. Does not infringe any intellectual property rights; d. Does not violate privacy or confidentiality rights; e. Is not misleading, defamatory, harmful, or offensive.

The Website reserves the right, but not the obligation, to remove, edit, restrict, reject, or moderate any content at its sole discretion. By submitting content, users grant the Website a worldwide, perpetual, royalty-free, transferable, and non-exclusive licence to use, reproduce, publish, distribute, display, modify, and otherwise exploit such content for operational, promotional, and business purposes.

10. Intellectual Property Rights

All content on the Website, including text, graphics, designs, logos, trademarks, software, databases, images, audio, video, and other materials, is owned by or licensed to the Website and protected by applicable intellectual property laws. Users may not copy, reproduce, distribute, modify, republish, transmit, create derivative works from, or commercially exploit any Website content without prior written consent.

11. Cookies and Tracking Technologies

11.1 Use of Cookies

The Website uses cookies and similar tracking technologies to improve user experience; remember user preferences; analyse Website traffic; enhance functionality; improve security; and measure advertising effectiveness.

11.2 Third-Party Cookies

The Website may permit third-party providers, analytics providers, advertisers, affiliate partners, and service providers to place cookies on users' devices. The Website does not control such third-party cookies and users are encouraged to review the applicable privacy policies of those providers.

11.3 Managing Cookies

Users may disable, reject, or delete cookies through browser settings. Certain Website features may not function properly if cookies are disabled.

12. Privacy

The collection, processing, storage, and use of personal information are governed by the Website's Privacy Policy, which forms an integral part of these Terms. By using the Website, users consent to the collection and use of information in accordance with the Privacy Policy.

13. Electronic Communications

By accessing or using the Website and providing contact information, users consent to receive communications electronically. Users agree that all notices, disclosures, agreements, policies, updates, and communications delivered electronically satisfy any legal requirement that such communications be in writing.

14. Disclaimer of Warranties

The Website is provided on an "AS IS" and "AS AVAILABLE" basis. To the fullest extent permitted by law, the Website disclaims all warranties, representations, and guarantees, whether express, implied, statutory, or otherwise, including warranties relating to accuracy, completeness, reliability, availability, merchantability, fitness for a particular purpose, and non-infringement. The Website does not guarantee uninterrupted access, freedom from errors, security vulnerabilities, or harmful components.

15. Limitation of Liability

To the fullest extent permitted by law, the Website, its owners, directors, officers, employees, affiliates, contractors, agents, licensors, and partners shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or economic damages arising out of or relating to: a. Use of or inability to use the Website; b. Reliance upon Website content; c. Medical decisions made by users; d. Third-party products or services; e. Transactions conducted with third parties; f. Data loss; g. Website interruptions; h. Security breaches; i. Personal injury or healthcare outcomes.

Where liability cannot be excluded by law, the Website's aggregate liability shall be limited to the maximum extent permitted by applicable law.

16. Indemnification

Users agree to indemnify, defend, and hold harmless the Website, its affiliates, officers, directors, employees, agents, contractors, licensors, and partners from and against any claims, liabilities, damages, losses, costs, expenses, and legal fees arising from: a. Violation of these Terms; b. Misuse of the Website; c. Violation of applicable laws; d. Infringement of third-party rights.

17. Force Majeure

The Website shall not be liable for any delay, interruption, failure, or inability to perform any obligation resulting from events beyond its reasonable control, including acts of God, natural disasters, pandemics, governmental actions, labour disputes, cyberattacks, internet failures, telecommunications failures, power outages, or other unforeseen circumstances.

18. No Agency or Partnership

Nothing contained in these Terms shall be construed as creating any partnership, joint venture, employment relationship, agency relationship, fiduciary relationship, or other legal association between the Website and any user or third-party provider.

19. Availability of Services

The Website reserves the right, at any time and without notice, to modify, suspend, discontinue, restrict, or remove any content, feature, service, functionality, or portion of the Website.

20. Suspension and Termination

The Website reserves the right to suspend, restrict, terminate, or deny access to any user at any time, with or without notice, where it reasonably believes that the user has violated these Terms or engaged in conduct harmful to the Website, its users, or third parties.

21. Assignment

The Website may assign, transfer, delegate, or otherwise dispose of its rights and obligations under these Terms without restriction. Users may not assign or transfer any rights or obligations under these Terms without the prior written consent of the Website.

22. Compliance with Laws

Users are solely responsible for ensuring that their use of the Website and any purchases or engagements with third-party providers comply with all applicable laws, regulations, licensing requirements, healthcare restrictions, and consumer protection laws within their jurisdiction.

23. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any dispute arising out of or relating to these Terms shall first be referred to good-faith negotiations between the parties. Where negotiations fail, the parties shall submit the dispute to mediation in Abuja, Federal Capital Territory, Nigeria. Where mediation is unsuccessful, the dispute shall be submitted to the exclusive jurisdiction of the competent courts in Abuja, Federal Capital Territory, Nigeria.

24. Class Action Waiver

To the fullest extent permitted by applicable law, users agree that any dispute shall be brought solely in their individual capacity and not as a plaintiff or class member in any purported class action, collective action, representative proceeding, or similar action.

25. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect.

26. Waiver

Failure by the Website to enforce any provision of these Terms shall not constitute a waiver of that provision or any other rights.

27. Language

These Terms are drafted in the English language. In the event of any inconsistency between translations, the English version shall prevail.

28. Entire Agreement

These Terms, together with the Privacy Policy, Cookie Policy, Medical Disclaimer, Affiliate Disclosure, and any other policies referenced herein, constitute the entire agreement between the Website and users concerning the use of the Website.

29. Contact Information

For inquiries regarding these Terms, please contact:
Visualide LTD
No 12 hardy Avenue, Port Harcourt, Rivers State, Nigeria.
Email: visualide@yahoo.com
Phone number: +2348027187963

By continuing to access or use the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use.